Enduring Power of Attorney Deadline

After the 1st of October 2007 you will no longer be able to make an Enduring Power of Attorney but will have to use the new Lasting Power of Attorney.

Most advisers recommend that you make an Enduring Power of Attorney BEFORE the cut off date to avoid the new complicated rules and procedures.

Everyone should have an Enduring Power of Attorney!

You can see more information at www.enduring-power-of-attorney.net

New Year Will – but why wait?

Many people make it a New years Resolution to write a will, but why wait?

If you have decided that its something you need to do (and everyone should KNOW this) what is the point of putting it off. If anything is going to happen to you it could just as easily be tomorrow as January.

As the saying goes it is NEVER too early to make a will bhut it cfould be too late. Over 70% of people in the UK die without a will – I’m sure a lot of them were “going to get round to it one day”!

Make a Will NOW – online in minutes here

Enduring Power of Attorney

Although I have covered this before (see main page) it is alarming how many people still make a will but not an EPA.

EVERYONE who makes a will should also make a EPA - its that simple. Especially considering you can make on in minutes for under £28.

You can EITHER make one at the same time as making your will OR if you have a will already you can simply write one as an additional document.

You can make an Enduring Power of Attorney Online here in Minutes.

Enduring Power of Attorney (EPA)

What is an Enduring Power of Attorney?

Everyone who makes a Will SHOULD also make an EPA!

An Enduring Power of Attorney (EPA) is a specific type of power of attorney!

It gives a person the right to act for the donor of the power in their financial affairs, and to continue to do so even when if the donor has become mentally incapable. In fact the Enduring Power of Attorney can be worded so that it only comes into effect if this should happen.

Everyone should not only to make a will, but also an EPA.

• You can appoint almost anybody over the age of majority to act as your attorney.
  
• It is quite common to appoint two people to act as attorneys, either together (so they would both have to sign documents for example), or independently (so either could act on your behalf).
  
• If one of the attorneys dies, who have to act together, or becomes incapable of acting as an attorney, then the whole EPA ceases.
• It is not possible to appoint successive attorneys, eg “my husband, but on his death my sister”.
  
• You can however get round this problem by creating two EPAs at the same time, expressing one to be conditional upon the other, eg “my sister shall not have general authority over my affairs unless my husband predeceases me”.

Having made the EPA it does not mean that it has to be used. It should be retained with your will and made available for use if and when it becomes necessary.

You do NOT need to use the services of a solicitor to make an EPA. Indeed they are so straighforward that to do so simply incurs unecessary expense.

You can make an Enduring Power of Attorney Online here for just £27.95 or £39.95 for a pair.

You can download a FREE Guide “Why Make an EPA” here